{"id":137162,"date":"2024-09-03T18:48:22","date_gmt":"2024-09-03T10:48:22","guid":{"rendered":"https:\/\/www.buyhomeuk.com\/?p=137162"},"modified":"2024-09-04T01:50:48","modified_gmt":"2024-09-03T17:50:48","slug":"%e5%9c%a8%e8%8b%b1%e5%9b%bd%e4%b9%b0%e6%88%bf%ef%bc%8c%e8%bf%99%e5%87%a0%e4%b8%aa%e6%b3%95%e5%be%8b%e5%b0%8f%e8%b4%b4%e5%a3%ab%e4%b8%80%e5%ae%9a%e8%a6%81%e6%8f%90%e5%89%8d%e4%ba%86%e8%a7%a3%ef%bc%81","status":"publish","type":"post","link":"https:\/\/www.buyhomeuk.com\/?p=137162","title":{"rendered":"\u5728\u82f1\u56fd\u4e70\u623f\uff0c\u8fd9\u51e0\u4e2a\u6cd5\u5f8b\u5c0f\u8d34\u58eb\u4e00\u5b9a\u8981\u63d0\u524d\u4e86\u89e3\uff01"},"content":{"rendered":"

\u4e70\u623f\u662f\u4e00\u4ef6\u4eba\u751f\u5927\u4e8b\uff0c\u9700\u8981\u6211\u4eec\u8c28\u614e\u5bf9\u5f85\u3002<\/p>\n

\"\"<\/p>\n

\u5c24\u5176\u662f\u8d2d\u623f\u8fc7\u7a0b\u4e2d\u6d89\u53ca\u5230\u591a\u65b9\uff0c\u6bd4\u5982\uff0c\u623f\u5730\u4ea7\u7ecf\u7eaa\u4eba\u3001\u94f6\u884c\u3001\u5f8b\u5e08\u3001\u5356\u5bb6\u3001\u4ea7\u6743\u516c\u53f8\u7b49\u7b49\uff0c\u6211\u4eec\u66f4\u8981\u614e\u4e4b\u53c8\u614e\uff0c\u5c24\u5176\u662f\u5728\u6cd5\u5f8b\u7a0b\u5e8f\u65b9\u9762\uff0c\u4e00\u65e6\u51fa\u73b0\u5dee\u9519\uff0c\u4e0d\u4ec5\u4f1a\u5f71\u54cd\u4e70\u623f\uff0c\u8fd8\u53ef\u80fd\u8ba9\u81ea\u5df1\u8499\u53d7\u635f\u5931\u3002<\/strong><\/p>\n

\u90a3\u4e48\uff0c\u5728\u82f1\u56fd\u4e70\u623f\u8fc7\u7a0b\u4e2d\u6709\u54ea\u4e9b\u503c\u5f97\u6ce8\u610f\u7684\u91cd\u8981\u6cd5\u5f8b\u5c0f\u8d34\u58eb\u5462\uff1f\u4e00\u8d77\u6765\u770b\u770b\u5427~<\/p>\n

\"\"<\/p>\n

\u5c0f\u8d34\u58eb1\u2014\u2014\u4ea7\u6743\u60c5\u51b5<\/strong><\/p>\n

\u623f\u4ea7\u4ea7\u6743\u8bc1\u662f\u4e00\u4efd\u8bc1\u660e\u7279\u5b9a\u623f\u4ea7\u6240\u6709\u6743\u7684\u6cd5\u5f8b\u6587\u4ef6<\/strong>\uff0c\u5b83\u901a\u5e38\u5305\u542b\u8d22\u4ea7\u7684\u8be6\u7ec6\u4fe1\u606f\uff0c\u8b6c\u5982\uff0c\u623f\u4ea7\u6240\u6709\u8005\u7684\u57fa\u672c\u4fe1\u606f\u3001\u623f\u4ea7\u7684\u9762\u79ef\u3001\u6237\u578b\u548c\u8fb9\u754c\u7b49\u4fe1\u606f\u3002<\/p>\n

\u4e0d\u52a8\u4ea7\u6240\u6709\u6743\u53ef\u4ee5\u5355\u72ec\u6301\u6709\u3001\u96c6\u4f53\u6301\u6709\u3001\u6216\u4e0e\u5171\u6709\u4eba\u5171\u540c\u6301\u6709\u7b49\u3002<\/p>\n

\u5bf9\u4e8e\u7533\u8bf7\u62b5\u62bc\u8d37\u6b3e\u7684\u60c5\u51b5\uff0c\u62b5\u62bc\u8d37\u6b3e\u4eba\u5c06\u4fdd\u7559\u4ea7\u6743\u8bc1\u4e66\uff0c\u76f4\u5230\u8d37\u6b3e\u8fd8\u6e05\u4e3a\u6b62\u3002<\/p>\n

\"\"<\/p>\n

\u5c0f\u8d34\u58eb2\u2014\u2014\u623f\u5c4b\u68c0\u67e5\u7684\u91cd\u8981\u6027<\/strong><\/p>\n

\u623f\u4ea7\u53ef\u80fd\u662f\u4eba\u4eec\u4e00\u751f\u4e2d\u6700\u5927\u7684\u652f\u51fa\u4e4b\u4e00\uff0c\u56e0\u6b64\u5fc5\u987b\u8ba4\u8bc6\u5230\u623f\u5c4b\u68c0\u67e5\u7684\u91cd\u8981\u6027\u3002<\/p>\n

\u8d2d\u4e70\u623f\u4ea7\u65f6\uff0c\u8058\u8bf7\u5408\u683c\u7684\u623f\u5c4b\u68c0\u67e5\u5458\u5bf9\u623f\u5c4b\u72b6\u51b5\u8fdb\u884c\u5168\u9762\u8bc4\u4f30\u81f3\u5173\u91cd\u8981<\/strong>\u3002\u623f\u5c4b\u68c0\u67e5\u53ef\u4ee5\u53d1\u73b0\u9690\u85cf\u7684\u95ee\u9898\uff0c\u800c\u8fd9\u4e9b\u95ee\u9898\u5bf9\u4e8e\u6ca1\u6709\u4e13\u4e1a\u77e5\u8bc6\u7684\u4eba\u6765\u8bf4\u53ef\u80fd\u5f88\u96be\u53d1\u73b0\u3002<\/p>\n

\"\"<\/p>\n

\u8fd9\u4e9b\u95ee\u9898\u53ef\u80fd\u5305\u62ec\u7ed3\u6784\u7f3a\u9677\u3001\u7535\u6c14\u548c\u7ba1\u9053\u95ee\u9898\uff0c\u751a\u81f3\u5305\u62ec\u9709\u83cc\u6216\u866b\u5bb3\u7b49\u3002<\/p>\n

\u56e0\u6b64\uff0c\u6211\u4eec\u5efa\u8bae\u5927\u5bb6\u5728\u4e70\u623f\u524d\u6700\u597d\u8fdb\u884c\u623f\u5c4b\u68c0\u67e5\uff0c\u8fd9\u6837\u5c31\u53ef\u4ee5\u907f\u514d\u5c06\u6765\u53ef\u80fd\u51fa\u73b0\u6602\u8d35\u7684\u7ef4\u4fee\u6216\u7ffb\u65b0\u3002\u6b64\u5916\uff0c\u5982\u679c\u5728\u68c0\u67e5\u4e2d\u53d1\u73b0\u95ee\u9898\u4e5f\u53ef\u4ee5\u589e\u5f3a\u81ea\u5df1\u7684\u8c08\u5224\u80fd\u529b\uff0c\u8981\u6c42\u5356\u65b9\u8fdb\u884c\u5fc5\u8981\u7684\u7ef4\u4fee\u6216\u63d0\u4f9b\u4e00\u4e9b\u4ef7\u683c\u6298\u6263\u3002<\/p>\n

\"\"<\/p>\n

\u5c0f\u8d34\u58eb3\u2014\u2014<\/span>\u8d2d\u4e70\u534f\u8bae <\/span><\/strong><\/p>\n

\u8d2d\u623f\u534f\u8bae\u662f\u4e70\u5356\u53cc\u65b9\u4e4b\u95f4\u5177\u6709\u6cd5\u5f8b\u7ea6\u675f\u529b\u7684\u5408\u540c\uff0c\u5b83\u63d0\u4f9b\u4e86\u623f\u5c4b\u9500\u552e\u4ea4\u6613\u7684\u6240\u6709\u7ec6\u8282<\/strong>\u3002<\/span><\/p>\n

\u5728\u7b7e\u7f72\u534f\u8bae\u4e4b\u524d\uff0c\u5ba1\u67e5\u548c\u7406\u89e3\u6bcf\u4e00\u9879\u6761\u6b3e\u662f\u81f3\u5173\u91cd\u8981\u7684<\/strong>\uff0c\u5305\u62ec\u8d2d\u4e70\u4ef7\u683c\u3001\u4efb\u4f55\u878d\u8d44\u6761\u6b3e\u3001\u7a81\u53d1\u4e8b\u4ef6\u548c\u4ea4\u6613\u65e5\u671f\u3002<\/span>\u5982\u679c\u6709\u7591\u95ee\uff0c\u8bf7\u54a8\u8be2\u81ea\u5df1\u7684\u623f\u5730\u4ea7\u5f8b\u5e08\u3002<\/span><\/p>\n

\"\"<\/p>\n

\u5c0f\u8d34\u58eb4\u2014\u2014<\/span>\u8d37\u6b3e<\/span><\/strong><\/p>\n

\u62b5\u62bc\u8d37\u6b3e\u81ea\u51fa\u73b0\u4ee5\u6765\u5c31\u53d7\u5230\u4eba\u4eec\u7684\u5e7f\u6cdb\u9752\u7750\uff0c\u5b83\u4f7f\u4e2a\u4eba\u80fd\u591f\u4ece\u91d1\u878d\u673a\u6784\u83b7\u5f97\u8d44\u91d1\u6765\u8d2d\u4e70\u623f\u4ea7\uff0c\u7136\u540e\u5728\u6307\u5b9a\u7684\u671f\u9650\u5185\u8fde\u540c\u5229\u606f\u4e00\u8d77\u507f\u8fd8\uff0c\u8fd9\u53ef\u4ee5\u5927\u5927\u51cf\u8f7b\u8d2d\u623f\u8005\u7684\u8d1f\u62c5\u3002\u5728\u7533\u8bf7\u8d37\u6b3e\u65f6\uff0c\u6709\u4e24\u4e2a\u503c\u5f97\u5173\u6ce8\u7684\u5730\u65b9<\/strong>\uff1a<\/span><\/p>\n

1\u3001\u8d37\u6b3e\u4ef7\u503c\u6bd4(Loan-to-Value, LTV)\uff1aLTV\u8868\u793a\u4f60\u8d37\u6b3e\u7684\u91d1\u989d\u4e0e\u623f\u5b50\u4ef7\u503c\u7684\u6bd4\u4f8b\u3002<\/strong><\/span><\/p>\n

\u4f8b\u5982\uff0c\u5982\u679c\u4f60\u9700\u8981\u501f90\u4e07\u82f1\u9551\u6765\u8d2d\u4e70100\u4e07\u82f1\u9551\u7684\u623f\u5b50\uff0c\u4f60\u7684LTV\u5c06\u662f90%\uff0c\u8fd9\u4e5f\u610f\u5473\u7740\u4f60\u7684\u9996\u4ed8\u91d1\u989d\u4e3a10\u4e07\u82f1\u9551\u3002<\/span>\u4f60\u7684LTV\u8d8a\u4f4e\u8d8a\u597d\uff0c\u56e0\u4e3a\u5b83\u8868\u660e\u4f60\u6709\u80fd\u529b\u652f\u4ed8\u66f4\u9ad8\u7684\u9996\u4ed8\u6b3e\uff0c\u80fd\u591f\u83b7\u5f97\u66f4\u597d\u7684\u8d37\u6b3e\u3002<\/span><\/strong><\/p>\n

\"\"<\/p>\n

2\u3001\u503a\u52a1\u6536\u5165\u6bd4(Debt -to- Income, DTI)\uff1aDTI\u4ee3\u8868\u4f60\u7684\u503a\u52a1\u4e0e\u4f60\u7684\u6708\u6536\u5165\u4e4b\u6bd4\u3002<\/span><\/strong><\/p>\n

\u4f8b\u5982\uff0c\u5982\u679c\u4f60\u6bcf\u6708\u7684\u603b\u503a\u52a1\u662f2,000\u82f1\u9551\uff0c\u800c\u4f60\u7684\u6708\u603b\u6536\u5165\u662f6,000\u82f1\u9551\uff0c\u90a3\u4e48\u4f60\u7684DTI\u5c31\u662f33%\u3002<\/span><\/p>\n

\u4e00\u822c\u6765\u8bf4\uff0cDTI\u8d8a\u4f4e\uff0c\u4ee3\u8868\u7533\u8bf7\u98ce\u9669\u5c31\u8d8a\u4f4e\uff0c\u83b7\u5f97\u8d37\u6b3e\u8d44\u683c\u7684\u673a\u4f1a\u5c31\u8d8a\u5927\uff0c\u5e76\u4e14\u4f1a\u83b7\u5f97\u66f4\u597d\u7684\u5229\u7387\u3002<\/strong><\/p>\n

\u5c3d\u7ba1\u8d37\u6b3e\u4e00\u822c\u5bf9\u6700\u9ad8DTI\u6ca1\u6709\u5177\u4f53\u8981\u6c42\uff0c\u4f46\u6709\u4e9b\u8d37\u65b9\u4e0d\u4f1a\u63a5\u53d7DTI\u8d85\u8fc745%\u7684\u7533\u8bf7\u4eba\uff0c\u6211\u4eec\u4e5f\u5efa\u8bae\u5927\u5bb6\u5728\u7533\u8bf7\u62b5\u62bc\u8d37\u6b3e\u4e4b\u524d\u6e05\u507f\u90e8\u5206\u503a\u52a1\uff0c\u56e0\u4e3a\u8fd9\u610f\u5473\u7740\u80fd\u591f\u83b7\u5f97\u66f4\u5177\u7ade\u4e89\u529b\u7684\u5229\u7387\u3002<\/span><\/p>\n

\"\"<\/p>\n

\u5c0f\u8d34\u58eb5\u2014\u2014\u5730\u65b9\u6cd5\u5f8b\u53ca\u9650\u5236 <\/strong><\/span><\/p>\n

\u4f17\u6240\u5468\u77e5\uff0c\u82f1\u56fd\u7684\u6cd5\u5f8b\u4f53\u7cfb\u975e\u5e38\u5b8c\u5584\uff0c\u4f46\u5404\u4e2a\u8bae\u4f1a\u95f4\u7684\u6cd5\u5f8b\u53ef\u80fd\u4f1a\u6709\u4e00\u4e9b\u7ec6\u5fae\u7684\u5dee\u522b<\/strong>\uff0c\u5c24\u5176\u662f\u5728\u89c4\u5212\u6539\u9020\uff0c\u623f\u4ea7\u7528\u9014\u7b49\u65b9\u9762\u3002<\/span><\/p>\n

\u6211\u4eec\u4e5f\u5efa\u8bae\u6709\u201c\u7279\u6b8a\u9700\u6c42\u201d\u7684\u4e70\u5bb6\u5728\u4e70\u623f\u524d\u4e00\u5b9a\u8981\u505a\u597d\u8c03\u67e5\uff0c\u770b\u770b\u81ea\u5df1\u8d2d\u4e70\u7684\u623f\u4ea7\u662f\u5426\u53d7\u5230\u9650\u5236\u3002<\/span><\/p>\n

\u6bd4\u5982\uff0c\u4f60\u9700\u8981\u5bf9\u623f\u4ea7\u6539\u9020\uff0c\u90a3\u4e48\u5c31\u8981\u4e86\u89e3\u5f53\u5730\u6cd5\u5f8b\u662f\u5426\u5141\u8bb8\u6b64\u7c7b\u6539\u9020\u3002\u5982\u679c\u4f60\u8003\u8651\u5728\u5bb6\u4e2d\u4ece\u4e8b\u201c\u5de5\u4f5c\u201d\uff0c\u90a3\u4e48\uff0c\u4f60\u53ef\u4ee5\u5728\u5bb6\u91cc\u7ecf\u8425\u7684\u4e1a\u52a1\u7c7b\u578b\u53ef\u80fd\u4f1a\u53d7\u5230\u9650\u5236\u3002<\/span><\/p>\n

\"\"<\/p>\n

\u5c0f\u8d34\u58eb6\u2014\u2014\u5370\u82b1\u7a0e\u548c<\/span>\u5e02\u653f\u7a0e<\/span><\/strong><\/p>\n

\u8d2d\u623f\u8fc7\u7a0b\u4e2d\u8fd8\u4f1a\u6d89\u53ca\u5230\u5f88\u591a\u7684\u7a0e\u6536\uff0c\u6bd4\u5982\u5370\u82b1\u7a0e\u548c\u5e02\u653f\u7a0e\u7b49<\/strong>\u3002<\/p>\n

\n

\u5370\u82b1\u7a0e (Stamp duty) \u662f\u4e00\u79cd\u7d2f\u8fdb\u7a0e\uff0c\u76ee\u524d\uff0c\u8d2d\u4e70\u4ef7\u503c\u4f4e\u4e8e25\u4e07\u82f1\u9551\u7684\u623f\u5c4b\u7684\u4e70\u5bb6\u65e0\u9700\u7f34\u7eb3\u5370\u82b1\u7a0e<\/strong>\u3002\u6b64\u524d\uff0c\u4e3a\u4fc3\u8fdb\u5e02\u573a\uff0c\u82f1\u56fd\u653f\u5e9c\u5df2\u5c06\u9996\u6b21\u8d2d\u623f\u8005\u7684\u5370\u82b1\u7a0e\u8d77\u5f81\u70b9\u4e0a\u8c03\u81f342.5\u4e07\u82f1\u9551\uff0c\u8fd9\u4e00\u4f18\u60e0\u5c06\u4e8e2025\u5e743\u670831\u65e5\u5230\u671f\u3002<\/p>\n

\"\"<\/p>\n

\u5370\u82b1\u7a0e\u7a0e\u7387\u5982\u4e0b\u56fe\uff1a<\/strong><\/p>\n

\"\"<\/p>\n

\u5982\u679c\u4e70\u5bb6\u8d2d\u4e70\u7684\u662f\u4e8c\u5957\u4f4f\u623f\uff0c\u5219\u901a\u5e38\u9700\u5728\u8fd9\u4e9b\u7a0e\u7387\u7684\u57fa\u7840\u4e0a\u989d\u5916\u652f\u4ed83%\u3002\u800c\u81ea2021\u5e744\u6708\u8d77\uff0c\u5bf9\u5728\u82f1\u683c\u5170\u548c\u5317\u7231\u5c14\u5170\u8d2d\u4e70\u4f4f\u5b85\u7269\u4e1a\u7684\u6d77\u5916\u4e70\u5bb6\u8fd8\u8981\u5f81\u65362%\u7684\u5370\u82b1\u7a0e\u9644\u52a0\u7a0e\u3002<\/p>\n

\u8be5\u9644\u52a0\u7a0e\u9002\u7528\u4e8e\u4efb\u4f55\u7c7b\u578b\u7684\u975e\u5c45\u6c11\u4e70\u5bb6\uff08\u516c\u53f8\u6216\u4e2a\u4eba\uff09\uff0c\u4f46\u623f\u5730\u4ea7\u6295\u8d44\u4fe1\u6258\uff08REIT\uff09\u7b49\u7279\u5b9a\u6295\u8d44\u5de5\u5177\u9664\u5916\u3002<\/p>\n<\/div>\n

\u82f1\u56fd\u5e02\u653f\u7a0e\u4e3b\u8981\u662f\u653f\u5e9c\u5f81\u6536\u7684\u7528\u4e8e\u7ef4\u62a4\u8bbe\u65bd\u3001\u63d0\u4f9b\u76f8\u5173\u670d\u52a1\u7684\u8d39\u7528\uff0c\u6bd4\u5982\u6e05\u6d01\u3001\u6536\u5783\u573e\u3001\u4fee\u8def\u3001\u7eff\u5730\u7ef4\u62a4\u7b49\u7b49\u3002<\/strong><\/p>\n

\"\"<\/p>\n

\u5e02\u653f\u7a0e\u7a0e\u7387\u5206\u4e3aBandA\u5230H\uff0c\u7a0e\u7387\u7684\u5177\u4f53\u8ba1\u7b97\u4f9d\u636e\u623f\u5c4b\u5927\u5c0f\uff0c\u623f\u5c4b\u7c7b\u578b\u3001\u6240\u5904\u5730\u533a\u7b49\u6709\u6240\u4e0d\u540c\u3002<\/p>\n

\u4e00\u822c\u6765\u8bf4\uff0c\u53ea\u8981\u5e74\u6ee118\u5c81\u7684\u4f4f\u6237\uff0c\u9664\u975e\u7279\u6b8a\u60c5\u51b5\uff08\u6bd4\u5982\u5168\u65e5\u5236\u5b66\u751f\u3001\u4ec5\u6709\u4e00\u540d\u6210\u5e74\u4eba\u7b49\u7b49\uff09\uff0c\u90fd\u5fc5\u987b\u7f34\u7eb3\u8be5\u8d39\u7528\u3002\u4f46\u623f\u5b50\u51fa\u79df\u540e\uff0c\u5e02\u653f\u7a0e\u5c06\u7531\u79df\u6237\u627f\u62c5\uff0c\u623f\u4e3b\u4e0d\u518d\u9700\u8981\u7f34\u7eb3\u5e02\u653f\u7a0e<\/strong>\u3002<\/p>\n

\"\"<\/p>\n

\u623f\u4ea7\u5708\u7684\u7ed3\u5c3e\u63d0\u793a\uff1a<\/strong><\/p>\n

\u8d2d\u623f\u8fc7\u7a0b\u4e2d\u7684\u6cd5\u5f8b\u95ee\u9898\u662f\u975e\u5e38\u91cd\u8981\u7684\uff0c\u9664\u4e86\u81ea\u5df1\u8981\u6709\u6240\u4e86\u89e3\uff0c\u5bfb\u627e\u4e13\u4e1a\u7684\u5f8b\u5e08\u3001\u7ecf\u7eaa\u4eba\u4e5f\u80fd\u4e8b\u534a\u529f\u500d\u3002<\/strong><\/p>\n

\u5927\u5bb6\u5728\u5bfb\u627e\u5f8b\u5e08\u65f6\uff0c\u53ef\u4ee5\u6709\u8fd9\u6837\u51e0\u4e2a\u6b65\u9aa4\uff0c\u6bd4\u5982\uff0c\u67e5\u770b\u4ee5\u5f80\u5ba2\u6237\u7684\u8bc4\u8bba\u548c\u53cd\u9988\uff1b\u4e86\u89e3\u5f8b\u5e08\u662f\u5426\u6709\u4e13\u4e1a\u6267\u7167\uff0c\u662f\u5426\u5177\u5907\u623f\u5730\u4ea7\u6cd5\u5f8b\u53ca\u4ea4\u6613\u65b9\u9762\u7684\u4e13\u4e1a\u77e5\u8bc6\uff1b\u5411\u503c\u5f97\u4fe1\u8d56\u7684\u670b\u53cb\u3001\u4eb2\u621a\u6216\u673a\u6784\u5bfb\u6c42\u5efa\u8bae\uff1b\u4e86\u89e3\u8d39\u7528\u60c5\u51b5\u7b49\u3002<\/strong><\/p>\n

\u6211\u4eec\u82f1\u4f26\u623f\u4ea7\u5708\u6df1\u8015\u82f1\u56fd\u623f\u5730\u4ea7\u884c\u4e1a\u591a\u5e74\uff0c\u800c\u4e14\uff0c\u5728\u4f26\u6566\u6709\u7740\u5b9e\u529b\u96c4\u539a\u3001\u56e2\u961f\u5f3a\u5927\u7684\u529e\u516c\u5ba4\u3002<\/strong><\/p>\n

\u65e0\u8bba\u662f\u4e70\u623f\u8fc7\u7a0b\u4e2d\u7684\u770b\u623f\u3001\u8d37\u6b3e\u3001\u6536\u623f\uff0c\u8fd8\u662f\u672a\u6765\u7684\u51fa\u79df\uff0c\u51fa\u552e\uff0c\u4e43\u81f3\u5904\u7406\u623f\u4ea7\u4ea4\u6613\u8fc7\u7a0b\u4e2d\u7684\u7a0e\u8d39\u3001\u8d26\u6237\u7533\u8bf7\u7b49\u7b49\uff0c\u6211\u4eec\u90fd\u80fd\u4e3a\u60a8\u63d0\u4f9b\u5168\u9762\u3001\u4e13\u4e1a\u7684\u5e2e\u52a9\u3002<\/strong><\/p>\n

\u5982\u679c\u5927\u5bb6\u611f\u5174\u8da3\u7684\u8bdd\uff0c\u6b22\u8fce\u6dfb\u52a0\u6211\u7684\u5fae\u4fe1BuyHomeUKSerena\u6216\u7559\u8a00\u54a8\u8be2\u54e6~<\/strong><\/p>\n

ref\uff1a<\/p>\n

https:\/\/www.lawyer-monthly.com\/2024\/08\/7-important-legal-tips-when-buying-a-home\/<\/p>\n

https:\/\/www.revolutionbrokers.co.uk\/blog\/how-do-mortgage-lenders-calculate-debt-to-income-ratios<\/p>\n

https:\/\/www.bbc.com\/news\/business-53319433<\/p>\n","protected":false},"excerpt":{"rendered":"

\u5728\u82f1\u56fd\u4e70\u623f\uff0c\u8fd9\u51e0\u4e2a\u6cd5\u5f8b\u5c0f\u8d34\u58eb\u4e00\u5b9a\u8981\u63d0\u524d\u4e86\u89e3\uff01<\/p>\n","protected":false},"author":14,"featured_media":137171,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36,19],"tags":[],"class_list":["post-137162","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-features","category-news"],"_links":{"self":[{"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=\/wp\/v2\/posts\/137162","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=137162"}],"version-history":[{"count":0,"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=\/wp\/v2\/posts\/137162\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=\/wp\/v2\/media\/137171"}],"wp:attachment":[{"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=137162"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=137162"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=137162"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}