{"id":126755,"date":"2023-11-11T19:06:44","date_gmt":"2023-11-11T11:06:44","guid":{"rendered":"https:\/\/www.buyhomeuk.com\/?p=126755"},"modified":"2023-11-11T19:06:44","modified_gmt":"2023-11-11T11:06:44","slug":"%e7%bb%8f%e6%b5%8e%e5%ad%a6%e5%ae%b6%e5%91%8a%e8%af%89%e4%bd%a0%ef%bc%8c%e4%b8%ba%e4%bd%95%e8%8b%b1%e5%9b%bd%e7%9a%84%e6%88%bf%e5%9c%b0%e4%ba%a7%e5%b8%82%e5%9c%ba%e6%b2%a1%e6%9c%89%e5%b4%a9%e7%9b%98","status":"publish","type":"post","link":"https:\/\/www.buyhomeuk.com\/?p=126755","title":{"rendered":"\u7ecf\u6d4e\u5b66\u5bb6\u544a\u8bc9\u4f60\uff0c\u4e3a\u4f55\u82f1\u56fd\u7684\u623f\u5730\u4ea7\u5e02\u573a\u6ca1\u6709\u5d29\u76d8\uff1f"},"content":{"rendered":"<p>\u4f17\u6240\u5468\u77e5\uff0c\u75ab\u60c5\u540e\uff0c\u82f1\u56fd\u9677\u5165\u4e86\u4e25\u91cd\u7684\u9ad8\u901a\u80c0\uff0c\u4e3a\u904f\u5236\u901a\u80c0\uff0c<span class=\"lhLbod gEBHYd\">\u81ea<\/span>2021\u5e7412\u6708\u8d77\uff0c\u82f1\u56fd\u592e\u884c\u5df2\u7ecf\u8fde\u7eed\u591a\u6b21\u52a0\u606f\uff0c\u7531\u6b64\u4e5f\u5f15\u53d1\u4e86\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\u7684\u8fc5\u901f\u4e0a\u6da8\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126770\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/230323101312-bank-of-england-file-080922.jpg\" alt=\"\" width=\"2000\" height=\"1307\" 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src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231110113802.jpg\" alt=\"\" width=\"837\" height=\"544\" \/><\/p>\n<p>\u5176\u4e2d\uff0c\u82cf\u683c\u5170\u7684\u623f\u4ef7\u57288\u6708\u4efd\u751a\u81f3\u521b\u4e0b\u4e86309,616\u82f1\u9551\u7684\u65b0\u7eaa\u5f55\uff0c\u6bd4\u4eca\u5e742\u6708\u4efd\u521b\u4e0b\u7684\u7eaa\u5f55\u9ad8\u51fa13,000 \u82f1\u9551\u3002<\/p>\n<p>\u5728\u9996\u90fd\u4f26\u6566\uff0c\u76ee\u524d\u5e73\u5747\u623f\u4ef7\u4e3a535,597\u82f1\u9551\uff0c\u5c3d\u7ba1\u7565\u4f4e\u4e8e\u53bb\u5e749\u6708\u7684\u5cf0\u503c\uff0c\u4f46\u4e5f\u6bd4\u4eca\u5e743\u6708\u7684\u4f4e\u70b9\u9ad8\u51fa\u4e86\u8fd11.5\u4e07\u9551\u3002<\/p>\n<p>\u65e0\u72ec\u6709\u5076\uff0c\u672c\u5468Halifax\u516c\u5e03\u7684\u6570\u636e\u4e5f\u663e\u793a\uff0c<b class=\"ssrcss-hmf8ql-BoldText e5tfeyi3\">10\u6708\u4efd\uff0c\u82f1\u56fd\u623f\u4ef7\u73af\u6bd4\u4e0a\u6da81.1%\uff0c<\/b>\u5e73\u5747\u623f\u4ef7\u8fbe\u5230281,974\u82f1\u9551<b class=\"ssrcss-hmf8ql-BoldText e5tfeyi3\">\u3002<\/b>\u00a0\u8be5\u673a\u6784\u8868\u793a\uff0c<strong>\u5e73\u5747\u800c\u8a00\uff0c\u76ee\u524d\u623f\u4ef7\u4ecd\u6bd4\u65b0\u51a0\u75ab\u60c5\u524d\u7684\u6c34\u5e73\u9ad8\u51fa\u7ea64\u4e07\u82f1\u9551<\/strong>\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126765\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231110113937.jpg\" alt=\"\" width=\"932\" height=\"598\" \/><\/p>\n<p>\u53ef\u89c1\uff0c\u867d\u7136\u623f\u4ef7\u6ca1\u6709\u5ef6\u7eed\u75ab\u60c5\u671f\u95f4\u7684\u75af\u6da8\uff0c\u4f46\u4f3c\u4e4e\u4e5f\u6ca1\u6709\u50cf\u8bb8\u591a\u4eba\u9884\u6d4b\u7684\u90a3\u6837\u51fa\u73b0\u5927\u5e45\u7684\u4e0b\u8dcc\u3002<\/p>\n<p>\u90a3\u4e48\uff0c\u4e3a\u4f55\u82f1\u56fd\u7684\u623f\u5730\u4ea7\u5e02\u573a\u6ca1\u6709\u5d29\u76d8\u5462\uff1f\u82f1\u56fd\u7ecf\u6d4e\u5b66\u5bb6\uff0c\u8131\u6b27\u653f\u7b56\u4e2d\u5fc3\uff08Centre for Brexit Policy\uff09\u7684\u7814\u7a76\u5458Catherine McBride\u7ed9\u51fa\u4e86\u81ea\u5df1\u7684\u770b\u6cd5\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126769\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231110114430.jpg\" alt=\"\" width=\"966\" height=\"247\" \/><\/p>\n<p>\u8fd9\u91cc\uff0c\u623f\u4ea7\u541b\u4e5f\u6309\u7167Catherine McBride\u7684\u8bf4\u6cd5\uff0c\u5e76\u7ed3\u5408\u5176\u4ed6\u4e00\u4e9b\u6570\u636e\u548c\u4e1a\u5185\u4eba\u58eb\u7684\u770b\u6cd5\uff0c\u4e00\u8d77\u6765\u804a\u804a\u82f1\u56fd\u623f\u4ef7\u7684\u95ee\u9898\u3002<\/p>\n<p style=\"text-align: center;\">\u3010<strong>\u4e3a\u4f55\u82f1\u56fd\u623f\u5730\u4ea7\u5e02\u573a\u6ca1\u6709\u5d29\u76d8<\/strong>\u3011<\/p>\n<p>Catherine McBride\u8ba4\u4e3a\uff0c\u82f1\u56fd\u623f\u5730\u4ea7\u5e02\u573a\u4fdd\u6301\u575a\u633a\uff0c\u5e76\u4e0d\u662f\u4e00\u4ef6\u610f\u5916\u7684\u4e8b\uff0c\u8fd9\u8fd8\u8981\u4ece\u82f1\u56fd\u62b5\u62bc\u8d37\u6b3e\u5e02\u573a\u53bb\u5206\u6790\u3002<\/p>\n<p>Catherine\u8868\u793a\uff0c<strong>\u82f1\u56fd\u67092,820\u4e07\u6237\u5bb6\u5ead\u5c45\u4f4f\u7684\u623f\u5c4b\u5e76\u4e0d\u9700\u8981\u51fa\u552e\u3002\u5927\u591a\u6570\u4eba\u5b8c\u5168\u62e5\u6709\u81ea\u5df1\u7684\u623f\u4ea7\uff0c\u6216\u8005\u5df2\u7ecf\u507f\u8fd8\u4e86\u5927\u90e8\u5206\u8d37\u6b3e\uff0c\u56e0\u6b64\uff0c\u5177\u6709\u8f83\u5927\u7684\u201c\u7f13\u51b2\u533a\u201d<\/strong>\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126756\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/15versus30.jpg\" alt=\"\" width=\"800\" height=\"533\" \/><\/p>\n<p><strong>\u8fd9\u4e5f\u610f\u5473\u7740\u4ed6\u4eec\u53d7\u5230\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\u4e0a\u6da8\u7684\u5f71\u54cd\u5e76\u672a\u6709\u9884\u671f\u90a3\u4e48\u5927\u3002<\/strong><\/p>\n<p>\u6839\u636e\u82f1\u56fd\u91d1\u878d\u5e02\u573a\u884c\u4e3a\u76d1\u7ba1\u5c40\uff08FCA\uff09\u7684\u6570\u636e\uff0c\u57282023\u5e74\u7b2c\u4e8c\u5b63\u5ea6\uff0c\u82f1\u56fd63.4%\u7684\u65b0\u589e\u62b5\u62bc\u8d37\u6b3e\u7684\u8d37\u6b3e\u4ef7\u503c\u6bd4\uff08\u00a0Loan-to-Value\uff0cLTV\uff1b\u5373\u8d37\u6b3e\u91d1\u989d\u5360\u623f\u4ea7\u4ef7\u503c\u7684\u6bd4\u4f8b\uff09\u4f4e\u4e8e75%\u3002<\/p>\n<p>\u5927\u7ea6\u4e09\u5206\u4e4b\u4e00\u65b0\u589e\u62b5\u62bc\u8d37\u6b3e\u7684\u8d37\u6b3e\u4ef7\u503c\u6bd4\u572875%\u523090%\u4e4b\u95f4\uff0c\u800c4.2%\u7684\u8d37\u6b3e\u4ef7\u503c\u6bd4\u572890%\u523095%\u4e4b\u95f4\u3002\u4ec50.2%\u7684\u8d37\u6b3e\u4ef7\u503c\u6bd4\u5c31\u8d85\u8fc795%\u3002<\/p>\n<p>\u6362\u53e5\u8bdd\u8bf4\u5c31\u662f\uff0c<strong>\u5927\u90e8\u5206\u4e70\u5bb6\u5728\u7533\u8bf7\u8d37\u6b3e\u65f6\uff0c\u652f\u4ed8\u7684\u9996\u4ed8\u5df2\u7ecf\u8d85\u8fc7\u4e8625%\u3002<\/strong><\/p>\n<p>Catherine\u8868\u793a\uff0c\u8fd9\u4e5f\u610f\u5473\u7740\uff0c\u53ea\u6709\u5e02\u573a\u50cf20\u4e16\u7eaa90\u5e74\u4ee3\u521d\u53d1\u751f\u7684\u90a3\u6837\u5927\u5e45\u4e0b\u8dcc\uff0c\u624d\u4f1a\u51fa\u73b0\u5927\u91cf\u623f\u4e3b\u9677\u5165\u8d1f\u8d44\u4ea7\u5e76\u88ab\u8feb\u51fa\u552e\u623f\u5c4b\u7684\u73b0\u8c61\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126757\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/190430-mortgagepreapproval-stock.jpg\" alt=\"\" width=\"640\" height=\"420\" \/><\/p>\n<p><span class=\"VIpgJd-yAWNEb-VIpgJd-fmcmS-sn54Q\">\u5979\u8fd8\u6307\u51fa\uff0c<strong>2021\u5e74\u81f32023\u5e74\u95f4\u5229\u7387\u7684\u5feb\u901f\u4e0a\u6da8\u5e76\u6ca1\u6709\u8feb\u4f7f\u5f88\u591a\u4eba\u62d6\u6b20\u8d37\u6b3e<\/strong>\uff0c\u56e0\u4e3a\u5927\u90e8\u5206\u4e70\u5bb6\u90fd\u7533\u8bf7\u7684\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u4ea7\u54c1\uff08<\/span>Fixed-rate mortgage\uff0c<span class=\"VIpgJd-yAWNEb-VIpgJd-fmcmS-sn54Q\">\u5728\u8d37\u6b3e\u671f\u9650\u5185\uff0c\u8d37\u6b3e\u5229\u7387\u4e0d\u4f1a\u53d1\u751f\u53d8\u5316\uff09\uff0c<\/span><span class=\"VIpgJd-yAWNEb-VIpgJd-fmcmS-sn54Q\">95%\u7684\u62b5\u62bc\u8d37\u6b3e\u7684\u5229\u7387\u5728\u4e00\u5e74\u524d\u5c31\u5df2\u7ecf\u56fa\u5b9a\u4e86<\/span><span class=\"VIpgJd-yAWNEb-VIpgJd-fmcmS-sn54Q\">\u3002\u00a0<\/span><\/p>\n<p>\u800c\u73b0\u5728\uff0c\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u7684\u6bd4\u4f8b\u5df2\u964d\u81f384%\uff0c\u8fd9\u53cd\u6620\u51fa\u4e00\u90e8\u5206\u4e70\u5bb6\u7684\u8d37\u6b3e\u5230\u671f\uff0c\u4f46\u7531\u4e8e\u5e02\u573a\u9884\u8ba1\u8d37\u6b3e\u5229\u7387\u5c06\u5728\u77ed\u671f\u5185\u4fdd\u6301\u7a33\u5b9a\u6216\u4e0b\u964d\uff0c\u5c4a\u65f6\u4ed6\u4eec\u53ef\u80fd\u4f1a\u518d\u6b21\u8c03\u6574\u81ea\u5df1\u7684\u62b5\u62bc\u8d37\u6b3e\u4ea7\u54c1\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126760\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231110102228.jpg\" alt=\"\" width=\"760\" height=\"479\" \/><\/p>\n<p>\u4e0e\u6b64\u540c\u65f6\uff0c\u6570\u636e\u8fd8\u663e\u793a\uff0c2023\u5e74\u7b2c\u4e8c\u5b63\u5ea6\uff0c\u53ea\u67091.3%\u7684\u62b5\u62bc\u8d37\u6b3e\u51fa\u73b0\u62d6\u6b20\uff0c\u53ea\u67090.04%\u7684\u62b5\u62bc\u8d37\u6b3e\u88ab\u6536\u56de\u30022009\u5e74\u7b2c\u4e00\u5b63\u5ea6\uff0c\u65b0\u589e\u56de\u6536\u91cf\u662f\u8fd9\u4e2a\u6c34\u5e73\u7684\u5341\u500d\u3002<\/p>\n<p>\u4e0d\u4ec5\u5982\u6b64\uff0cCatherine\u8fd8\u8ba4\u4e3a\uff0c<strong>\u201c\u62b5\u62bc\u8d37\u6b3e\u7684\u7edd\u5bf9\u6570\u91cf\u201d\u7684\u4e0b\u964d\u4e5f\u662f\u4e00\u4e2a\u975e\u5e38\u6709\u8da3\u7684\u73b0\u8c61\u3002\u56e0\u4e3a\u8fd9\u53ef\u80fd\u53cd\u6620\u51fa\u5229\u7387\u7684\u4e0a\u6da8\u5e76\u4e0d\u662f\u4ec0\u4e48\u51b3\u5b9a\u6027\u56e0\u7d20\u3002<\/strong><\/p>\n<p>FCA\u7684\u6570\u636e\u663e\u793a\uff0c\u57282008\u5e74\u7b2c\u4e00\u5b63\u5ea6\uff0c\u82f1\u56fd\u62e5\u67096,150\u4e07\u4eba\u53e3\uff0c\u800c\u5f53\u65f6\u7684\u62b5\u62bc\u8d37\u6b3e\u6570\u91cf\u8d85\u8fc71,500\u4e07\u7b14\u3002<\/p>\n<p>\u4f46\u73b0\u5728\uff0c\u5c3d\u7ba1\u4eba\u53e3\u589e\u52a0\u4e86600\u4e07\u4ee5\u4e0a\uff0c\u8fbe\u52306,770\u4e07\uff0c\u4f46\u62b5\u62bc\u8d37\u6b3e\u7684\u6570\u91cf\u5374\u5df2\u964d\u81f3\u4e0d\u8db31,300\u4e07\u7b14\u3002\u800c\u4e14\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u4eba\u53e3\u589e\u957f\u4e2d\u7684\u5927\u90e8\u5206\u5176\u5b9e\u6765\u81ea\u79fb\u6c11\uff0c\u901a\u5e38\u90fd\u662f\u9700\u8981\u4f4f\u623f\u7684\u6210\u5e74\u4eba\u3002\u6309\u7406\u6765\u8bf4\uff0c\u62b5\u62bc\u8d37\u6b3e\u6570\u91cf\u4e5f\u5e94\u8be5\u662f\u589e\u52a0\u7684\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126758\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/mortgage-calculations.jpg\" alt=\"\" width=\"855\" height=\"479\" \/><\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"0\"><span class=\"tgt color_text_1\" data-section=\"0\" data-sentence=\"0\" data-group=\"0-0\">Catherine\u5bf9\u6b64\u8868\u793a\uff0c\u5982\u679c\u62b5\u62bc\u8d37\u6b3e\u6570\u91cf\u5728\u6b64\u671f\u95f4\u6709\u589e\u6709\u51cf\uff0c\u9020\u6210\u51cf\u5c11\u7684\u90a3280\u4e07\u662f\u90a3\u4e9b\u572820\u4e16\u7eaa90\u5e74\u4ee3\u8d2d\u4e70\u623f\u5c4b\u5e76\u6700\u7ec8\u5b8c\u621025\u5e74\u621630\u5e74\u62b5\u62bc\u8d37\u6b3e\u7684\u4eba\u3002<\/span><span class=\"tgt color_text_1\" data-section=\"0\" data-sentence=\"1\" data-group=\"0-1\">\u4f46\u4e3a\u4ec0\u4e48\u4e0b\u4e00\u4ee3\u6ca1\u6709\u7ee7\u7eed\u767b\u4e0a\u4f4f\u623f\u9636\u68af\uff0c\u53d6\u4ee3\u5b83\u4eec\uff0c\u5e76\u5e26\u6765\u62b5\u62bc\u8d37\u6b3e\u7684\u589e\u52a0\u5462? <\/span><\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"2\"><span class=\"tgt color_text_1\" data-section=\"2\" data-sentence=\"0\" data-group=\"2-0\">Catherine\u7ee7\u7eed\u89e3\u91ca\u9053\uff0c\u76ee\u524d\u7684\u9ad8\u5229\u7387\u786e\u5b9e\u8ba9\u8bb8\u591a\u65b0\u4e70\u5bb6\u671b\u800c\u5374\u6b65\uff0c\u4f46\u62b5\u62bc\u8d37\u6b3e\u6570\u91cf\u7684\u5927\u5e45\u4e0b\u964d\u5176\u5b9e\u53d1\u751f\u57282012\u5e74\u81f32014\u5e74\u4e4b\u95f4\u3002 <\/span><\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"4\"><span class=\"tgt color_text_1 highlight\" data-section=\"4\" data-sentence=\"0\" data-group=\"4-0\">\u4e5f\u5c31\u662f\u8bf4\uff0c<strong>\u5c3d\u7ba1\u57282010\u5e74\u4ee3\u6709\u5c06\u8fd1\u5341\u5e74\u7684\u8d85\u4f4e\u5229\u7387\uff0c\u4f46\u5728\u6b64\u671f\u95f4\uff0c\u968f\u7740\u623f\u4ef7\u63d0\u9ad8\u800c\u4e0d\u65ad\u4e0a\u6da8\u7684\u9996\u4ed8\uff0c\u4ee5\u53ca\u5370\u82b1\u7a0e\u7684\u589e\u52a0\uff0c\u53ef\u80fd\u624d\u662f\u6f5c\u5728\u65b0\u623f\u4e3b\u7684\u4e3b\u8981\u969c\u788d<\/strong>\u3002<\/span><\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"4\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126766\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231110114323.jpg\" alt=\"\" width=\"1178\" height=\"768\" \/><\/p>\n<p>\u6b64\u5916\uff0cCatherine\u8ba4\u4e3a\uff0c<strong>\u82f1\u56fd\u4f4f\u623f\u5e02\u573a\u4f9b\u5e94\u7684\u4e0d\u8db3\uff0c\u4ee5\u53ca\u82f1\u56fd\u653f\u5e9c\u5bf9\u65b0\u5efa\u623f\u4ea7\u7684\u8865\u52a9\uff0c\u90fd\u662f\u652f\u6491\u623f\u4ef7\u7684\u56e0\u7d20\u3002<\/strong><\/p>\n<p>\u4ece\u82f1\u56fd\u4f4f\u623f\u7684\u9700\u6c42\u7aef\u6765\u8bb2\uff0c<strong>\u7531\u4e8e\u957f\u671f\u79ef\u7d2f\u7684\u538b\u6291\u7684\u9700\u6c42\uff0c\u4ee5\u53ca\u653f\u5e9c\u5bf9\u9700\u6c42\u7684\u523a\u6fc0\u548c\u9f13\u52b1\uff0c\u4f7f\u5f97\u9700\u6c42\u7aef\u5e76\u672a\u6709\u5927\u5e45\u51cf\u5c11\u3002<\/strong><\/p>\n<p>Catherine\u8bf4\u9053\uff0c<strong>\u82f1\u56fd\u653f\u5e9c\u6b63\u5728\u91c7\u53d6\u63aa\u65bd\u9f13\u52b1\u4eba\u4eec\u518d\u6b21\u8d2d\u623f<\/strong>\u30022021\u5e74\uff0c\u653f\u5e9c\u5c06\u9996\u6b21\u8d2d\u623f\u8005\u7684\u9996\u4ed8\u51cf\u5c11\u81f3\u4ec55%\u3002\u73b0\u5728\uff0c\u5982\u679c\u9996\u6b21\u8d2d\u623f\u8005\u8d2d\u4e70\u4ef7\u503c\u4f4e\u4e8e50\u4e07\u82f1\u9551\u7684\u623f\u4ea7\uff0c\u5219\u53ef\u51cf\u5c115,000\u82f1\u9551\u7684\u5370\u82b1\u7a0e\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126767\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231110114331.jpg\" alt=\"\" width=\"940\" height=\"578\" \/><\/p>\n<p>\u4e0e\u6b64\u540c\u65f6\uff0c\u653f\u5e9c\u8fd8\u63a8\u51fa\u4e86\u201c\u9996\u6b21\u7f6e\u4e1a\u8ba1\u5212\uff08First Home scheme\uff09\u201d\uff0c\u4e3a\u90a3\u4e9b\u5bb6\u5ead\u6536\u5165\u4f4e\u4e8e80,000\u82f1\u9551\uff08\u5982\u679c\u4f4f\u5728\u4f26\u6566\u5219\u4e3a90,000\u82f1\u9551\uff09\u7684\u9996\u6b21\u8d2d\u623f\u8005\u63d0\u4f9b\u9ad8\u8fbe30%\u81f350%\u7684\u6298\u6263\uff0c\u5982\u679c\u4ed6\u4eec\u8d2d\u4e70\u5f00\u53d1\u5546\u5efa\u9020\u7684\u65b0\u623f\u7684\u8bdd\u3002<\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"2\"><span class=\"tgt color_text_1\" data-section=\"2\" data-sentence=\"0\" data-group=\"2-0\">\u8be5\u8ba1\u5212\u2014\u2014\u5b9e\u9645\u4e0a\u662f\u5bf9\u5f00\u53d1\u5546\u7684\u8865\u8d34\u2014\u2014\u7531\u5730\u65b9\u8bae\u4f1a\u5206\u914d\uff0c\u800c\u8d44\u91d1\u6765\u81ea\u82f1\u56fd\u7eb3\u7a0e\u4eba\u3002<\/span><\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"2\">\u663e\u7136\uff0c\u901a\u8fc7\u8865\u8d34\u65b0\u7684\u4f4f\u623f\u9700\u6c42\uff0c\u653f\u5e9c\u6b63\u5728\u786e\u4fdd\u4ef7\u683c\u4fdd\u6301\u5728\u9ad8\u4f4d\u3002<\/p>\n<p>\u7136\u800c\uff0c\u4ece\u4f4f\u623f\u4f9b\u5e94\u65b9\u9762\u6765\u770b\uff0c\u82f1\u56fd\u9762\u4e34\u7740\u4e25\u91cd\u7684\u623f\u5c4b\u77ed\u7f3a\uff0c\u5c24\u5176\u662f\u9488\u5bf9\u9996\u6b21\u8d2d\u623f\u8005\u7684\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126771\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231110114136.jpg\" alt=\"\" width=\"619\" height=\"415\" \/><\/p>\n<p>\u82f1\u56fd\u6700\u5927\u7684\u623f\u5c4b\u5efa\u7b51\u5546Barratt Developments\u8868\u793a\uff0c\u53bb\u5e74\u4ed6\u4eec\u5efa\u9020\u768417,206\u5957\u65b0\u4f4f\u5b85\uff0c\u5176\u4e2d\u53ea\u670915%\u662f\u4e00\u5c45\u5ba4\u6216\u4e24\u5c45\u5ba4\u4f4f\u5b85\u3002\u5927\u7ea618%\u662f\u672a\u516c\u5f00\u9762\u79ef\u7684\u516c\u5bd3\uff0c\u800c67%\u662f\u4e09\u81f3\u516d\u5c45\u5ba4\u7684\u623f\u5c4b\uff0c\u4e0d\u592a\u9002\u5408\u9996\u6b21\u8d2d\u623f\u8005\u3002<\/p>\n<p>\u5373\u4fbf\u6309\u6700\u7406\u60f3\u7684\u60c5\u51b5\u6765\u7b97\uff0c\u5047\u8bbe\u623f\u5c4b\u5efa\u7b51\u5546\u7684\u6240\u6709\u516c\u5bd3\u548c\u4e00\u5c45\u5ba4\u6216\u4e24\u5c45\u5ba4\u623f\u4ea7\u90fd\u9002\u5408\u9996\u6b21\u8d2d\u623f\u8005\uff0c\u4e5f\u53ea\u6709\u4e0d\u52305,700\u5957\u623f\u4ea7\u3002<\/p>\n<p>\u6574\u4f53\u6765\u770b\uff0c\u53bb\u5e74\uff0c\u82f1\u56fd\u4e94\u5bb6\u6700\u5927\u7684\u623f\u5c4b\u5efa\u7b51\u5546\u603b\u5171\u5efa\u9020\u4e86\u7ea660,000\u5957\u65b0\u623f\u5c4b\u3002<strong>\u8fd9\u4f7f\u5f97\u82f1\u56fd\u7684\u4f4f\u623f\u5b58\u91cf\u589e\u52a0\u4e86\u7ea60.2%\uff0c\u8fd9\u79cd\u4f9b\u5e94\u91cf\u7684\u589e\u52a0\u663e\u7136\u4e0d\u4f1a\u6539\u53d8\u82f1\u56fd\u7684\u4f9b\u9700\u5173\u7cfb\uff0c\u4e5f\u5c31\u5f88\u96be\u64bc\u52a8\u623f\u4ef7\u3002\u00a0<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126762\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231110113647.jpg\" alt=\"\" width=\"756\" height=\"428\" \/><\/p>\n<p>\u5373\u4f7f\u82f1\u56fd\u5b9e\u73b0\u4e86\u653f\u5e9c\u5ba3\u4f20\u7684\u6bcf\u5e74\u5efa\u902030\u4e07\u5957\u4f4f\u623f\u7684\u76ee\u6807\uff0c\u4e5f\u53ea\u4f1a\u4f7f\u4f4f\u623f\u5b58\u91cf\u589e\u52a0\u7ea61%\uff0c\u5982\u6b64\u5fae\u5c0f\u7684\u6ce2\u52a8\uff0c\u4e5f\u4e0d\u4f1a\u5bfc\u81f4\u623f\u4ef7\u7684\u5d29\u6e83\u3002<\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"2\">Catherine\u8fd8\u63d0\u51fa\u4e86\u4e00\u4e2a\u975e\u5e38\u6709\u8da3\u7684\u89c2\u70b9\uff0c\u5979\u8ba4\u4e3a\uff0c<strong>\u5bf9\u65b0\u623f\u7684\u8865\u8d34\u5176\u5b9e\u4e5f\u5f71\u54cd\u5230\u4e86\u4e8c\u624b\u623f\u5e02\u573a\uff0c\u4ece\u800c\u52a0\u5267\u4e86\u9996\u6b21\u8d2d\u623f\u8005\u623f\u5c4b\u7684\u77ed\u7f3a<\/strong>\u3002<\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"2\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126768\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231110114344.jpg\" alt=\"\" width=\"1004\" height=\"702\" \/><\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"2\">\u5979\u8868\u793a\uff0c\u5bf9\u4e8e\u7b2c\u4e8c\u6b21\u8d2d\u623f\u8005\uff0c\u4e5f\u5c31\u662f\u6362\u623f\u4e70\u5bb6\u6765\u8bf4\uff0c\u4ed6\u4eec\u5f80\u5f80\u9700\u8981\u652f\u4ed8\u81f3\u5c1110%\u7684\u9996\u4ed8\uff0c\u518d\u52a0\u4e0a\u5370\u82b1\u7a0e\uff0c\u8fd9\u4f7f\u5f97\u4ed6\u4eec\u5728\u4f4f\u623f\u9636\u68af\u4e0a\u5347\u7ea7\u7684\u96be\u5ea6\u589e\u5927\uff0c\u4e5f\u5c31\u5f88\u96be\u91ca\u653e\u51fa\u4e00\u5b9a\u7684\u623f\u4ea7\u6d41\u5165\u5e02\u573a\uff0c\u8fd9\u4e5f\u5728\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u9020\u6210\u4e86\u9996\u6b21\u8d2d\u623f\u8005\u623f\u5c4b\u7684\u77ed\u7f3a\u3002<\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"2\">\u800c\u4ece\u957f\u671f\u6765\u770b\uff0c\u4f9b\u4e0d\u5e94\u6c42\u4ecd\u5c06\u662f\u652f\u6491\u82f1\u56fd\u623f\u4ef7\u7684\u4e3b\u8981\u56e0\u7d20\u3002<\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"2\">Catherine\u5bf9\u81ea\u5df1\u7684\u89c2\u70b9\u603b\u7ed3\u9053\uff1a<strong>\u7531\u4e8e\u5927\u91cf\u79fb\u6c11\uff0c\u52a0\u4e0a\u4f9b\u5e94\u7d27\u5f20\u548c\u8865\u8d34\u5e26\u6765\u7684\u9700\u6c42\uff0c\u4ee5\u53ca\u957f\u671f\u7684\u538b\u6291\u7684\u9700\u6c42\uff0c\u90fd\u5c06\u4f7f\u9996\u6b21\u8d2d\u623f\u8005\u7684\u8d2d\u623f\u4ef7\u683c\u5728\u591a\u5e74\u5185\u4fdd\u6301\u5728\u9ad8\u4f4d\u3002<\/strong><\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"2\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126684\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231108105550.jpg\" alt=\"\" width=\"823\" height=\"502\" \/><\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"2\">\u6700\u540e\uff0c\u6211\u4eec\u518d\u6765\u8bf4\u8bf4\u4e70\u5bb6\u4fe1\u5fc3\u95ee\u9898\u3002<\/p>\n<p>\u5c31\u76ee\u524d\u7684\u5e02\u573a\u60c5\u51b5\u6765\u770b\uff0c<strong>\u968f\u7740\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\u8d8b\u7a33\uff0c\u82f1\u56fd\u9996\u6b21\u8d2d\u623f\u8005\u5e02\u573a\u4f9d\u65e7\u6d3b\u8dc3\uff0c\u5e74\u8f7b\u4eba\u4eec\u6bd4\u4ee5\u5f80\u66f4\u6709\u4fe1\u5fc3\u767b\u4e0a\u4f4f\u623f\u9636\u68af<\/strong>\u3002<\/p>\n<p>\u636e\u62b5\u62bc\u8d37\u6b3e\u6bd4\u8f83\u5e73\u53f0Legal &amp; General Ignite\u8c03\u67e5\uff0c10\u6708\u4efd\uff0c\u8be5\u5e73\u53f0\u4e0a\u9488\u5bf9\u201c\u9996\u6b21\u8d2d\u623f\u8005\u3001\u9996\u6b21\u623f\u4e1c\u548c\u975e\u81ea\u4f4f\u4e1a\u4e3b\u201d\u7684\u8d37\u6b3e\u7684\u641c\u7d22\u91cf\u589e\u957f\u4e8613%\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126759\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231109102300-1.jpg\" alt=\"\" width=\"1354\" height=\"275\" \/><\/p>\n<p>\u800c\u636e\u6c47\u4e30\u94f6\u884c\u59d4\u6258\u8fdb\u884c\u7684\u4e00\u9879\u7814\u7a76\u53d1\u73b0\uff0c<strong>\u4e0e2023\u5e74\u521d\u76f8\u6bd4\uff0c\u9996\u6b21\u8d2d\u623f\u8005\u73b0\u5728\u5bf9\u8fdb\u5165\u623f\u4ea7\u9636\u68af\u66f4\u6709\u4fe1\u5fc3\u3002<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-126761\" src=\"https:\/\/www.buyhomeuk.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231110111828.jpg\" alt=\"\" width=\"823\" height=\"515\" \/><\/p>\n<p>\u8fd1\u5341\u5206\u4e4b\u4e03 (68%)\u5e0c\u671b\u5728\u672a\u676512\u4e2a\u6708\u5185\u8d2d\u4e70\u7b2c\u4e00\u5957\u623f\u5b50\u7684\u4eba\u8868\u793a\uff0c\u4ed6\u4eec\u6bd4\u5e74\u521d\u66f4\u6709\u4fe1\u5fc3\u83b7\u5f97\u68a6\u60f3\u623f\u4ea7\u7684\u94a5\u5319\u3002<\/p>\n<p>\u8fd1\u56db\u5206\u4e4b\u4e09\uff0873%\uff09\u7684\u8d2d\u623f\u8005\u8868\u793a\uff0c\u4ed6\u4eec\u6b63\u5728\u5bfb\u627e\u4e00\u5957\u521d\u59cb\u6210\u672c\u8f83\u4f4e\u7684\u623f\u5b50\u3002<\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"2\">\u5bf9\u4e8e\u8d2d\u623f\u7684\u539f\u56e0\uff0c\u53d7\u8bbf\u8005\u8868\u793a\u4e3b\u8981\u6709\u8fd9\u6837\u51e0\u70b9\uff1a\u6bd4\u79df\u623f\u4fbf\u5b9c\uff0821%\uff09\uff0c\u60f3\u8981\u72ec\u7acb\uff0820%\uff09\uff0c\u8d22\u52a1\u5b89\u5168\uff0817%\uff09\u548c\u517b\u5bb6\u7cca\u53e3\uff0814%\uff09\u3002<\/p>\n<p class=\"tgt color_text_1 pjm-tgt un-step-trans\" data-section=\"2\">\u53ef\u89c1\uff0c\u65e0\u8bba\u623f\u4ef7\u5982\u4f55\u589e\u957f\uff0c\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\u5982\u4f55\u53d8\u5316\uff0c\u5927\u5bb6\u8fd8\u662f\u8981\u56e0\u4e3a\u5404\u79cd\u5404\u6837\u5b9e\u9645\u7684\u539f\u56e0\u8fc8\u5411\u4f4f\u623f\u9636\u68af\u3002<\/p>\n<p>ref\uff1a<\/p>\n<p>https:\/\/www.telegraph.co.uk\/money\/property\/house-prices\/middle-aged-homeowners-save-britain-house-price-crash\/<\/p>\n<p>https:\/\/www.bbc.com\/news\/business-67342307<\/p>\n<p>https:\/\/www.mortgagefinancegazette.com\/market-news\/broker-searches-for-first-time-buyers-and-landlords-rise-lg-08-11-2023\/<\/p>\n<p>https:\/\/www.propertywire.com\/news\/uk\/younger-buyers-more-confident-in-getting-on-the-ladder\/<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u7ecf\u6d4e\u5b66\u5bb6\u544a\u8bc9\u4f60\uff0c\u4e3a\u4f55\u82f1\u56fd\u7684\u623f\u5730\u4ea7\u5e02\u573a\u6ca1\u6709\u5d29\u76d8\uff1f<\/p>\n","protected":false},"author":14,"featured_media":126757,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36,19],"tags":[],"class_list":["post-126755","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-features","category-news"],"_links":{"self":[{"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=\/wp\/v2\/posts\/126755","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=126755"}],"version-history":[{"count":0,"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=\/wp\/v2\/posts\/126755\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=\/wp\/v2\/media\/126757"}],"wp:attachment":[{"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=126755"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=126755"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.buyhomeuk.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=126755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}